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Hero
Startup franchise fund

Own any franchise No money down

The fund provides the entire equity capital operators need to launch the franchise of their choosing and become business owners.

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from Employee to Owner

The Challenge

Qualified operators with proven track records often lack the capital required for franchise ownership. This financial barrier prevents world-class managers from building equity and joining the capital side of the economy.

The Solution

With 90% covered by an SBA loan and the final 10% filled by SWF, no personal capital is required—just your operational talent. Our fund is backed by operators who know the risks and believe in the next wave of franchise leaders.

  • 0% Personal Capital

    We fund the final 10%. You invest time and execution.

  • SBA Loan Integration

    90% of startup cost backed by SBA lending partners.

  • Analytical Due Diligence

    We can help to match you with strong brands built for operators like you.

  • Growth Support

    We support multi-unit expansion with proven systems

Detail from Michelangelo, The Creation of Adam, from the Sistine Chapel Ceiling, 1508-1512
Structure

fund
Structure

Muck Capital fills the final 10% equity gap and provides working capital—unlocking SBA loans with no personal capital required. This capital enables operators to secure exclusive territories, partner with leading franchisors, and negotiate from a position of strength with top-tier landlords. From qualification to launch, the full process typically takes 5 to 10 months.

  • Investment Size

    Up to 10% of total project costs

  • SBA Integration

    Supported by SBA 7(a) Loan Program (up to 90% coverage)

  • Working Capital

    1-2 years additional runway included

  • Return Structure

    2x step-up on investments via profit distributions & sale proceeds

Process

  1. 1
    Qualify

    Review your working experience

  2. 2
    Match

    Connect with suitable franchise opportunities

  3. 3
    Finance

    Secure SBA loan + SWF Equity Investment

  4. 4
    Launch

    Open your franchise location as owner-operator

  5. 5
    Expand

    Scale to multiple locations with continued support

Funding
& Ownership Structure

Fund Structure DiagramFund Structure Diagram

Three principles
that guide our fund

  • Gregory Ugwi

    Gregory UgwiCo-Founder

  • Sandy Gibson

    Sandy GibsonCo-Founder

Limited Partners

Detail from Michelangelo, The Creation of Adam, from the Sistine Chapel Ceiling, 1508-1512

Ready to own?

Take the first step toward becoming an owner.

Schedule a call